Local mortgage support from Reid Promenade

Mortgage Broker in Joondalup

LnL Finance is a mortgage brokerage based at 96 Reid Promenade, Joondalup, supporting home buyers, homeowners and property investors throughout Joondalup and Perth’s northern suburbs.

Whether you are purchasing a home, refinancing an existing mortgage, investing in property or reviewing your current interest rate, our team can explain the lending process and compare suitable options available through our accredited lender panel.

Appointments may be available in person, by phone or by video call.

Book a Joondalup Consultation

Visit LNL Finance in Joondalup

LnL Finance
96 Reid Promenade
Joondalup WA 6027
Phone: (08) 6558 1898
Email: info@lnlfinance.com.au

Please arrange an appointment before visiting so the appropriate LNL Finance team member is available.

Get Directions to LnL Finance

Home Loans

Buying an established home, moving to your next property or purchasing after a sale? LnL Finance helps buyers understand their borrowing position and compare suitable home-loan options.

Explore Home Loans

First-Home Buyers

Understand your deposit, potential purchase costs, borrowing position and conditional pre-approval before buying your first home in Perth.

Explore First-Home Buyer Support

Home Upgrades and Upsizing

Planning to move to a larger or more suitable home? Review your current mortgage, potential equity, borrowing position and options for coordinating your sale and next purchase.

Explore Home Upgrade Finance

Separation Home Loans

Confidential mortgage support for clients considering sole-name refinancing, a property buyout, sale of a jointly owned home or another purchase after separation.

Explore Separation Home Loan Support

FIFO Home Loans

Mortgage support for WA FIFO workers whose income may include base salary, allowances, overtime, bonuses or contract earnings, subject to lender policy and evidence.

Explore FIFO Home Loans

Interest Rate Review

Review your current home-loan rate, features and costs to understand whether your existing loan continues to suit your circumstances. We can also explain potential options with your current lender or alternative lenders where appropriate.

Request an Interest Rate Review

Investment Property Finance

Explore lending options for purchasing an investment property, expanding an existing portfolio or using available equity, subject to your financial position and lender requirements.

Explore Investment Property Finance

Home Loan Refinancing

Review your current mortgage rate, fees, features and structure. LnL Finance can approach your existing lender where appropriate and help you compare suitable residential or investment-property refinancing options.

Explore Refinancing

Home Loan Pre-approval

Understand your potential borrowing position before searching for a property. We can help you prepare the relevant information and apply for conditional pre-approval with a suitable lender.

Learn About Pre-approval

Debt Consolidation

If you have multiple debts, refinancing may provide an opportunity to simplify repayments. We can help you review suitable options, associated costs and the potential longer-term implications.

Explore Debt Consolidation

Supporting Joondalup and Perth’s Northern Suburbs

LnL Finance assists clients in Joondalup and surrounding northern-suburbs locations, including:

Edgewater
Heathridge
Connolly
Currambine
Kinross
Iluka
Ocean Reef
Mullaloo
Hillarys
Duncraig
Kingsley
Woodvale
Wanneroo
Wangara

You do not need to live in Joondalup to work with LnL Finance. The team also supports clients across Greater Perth and Western Australia.

Why Work With a Joondalup Mortgage Broker?

Local office access

Clients who prefer an in-person discussion can arrange an appointment at the Joondalup office or at your home if more convenient

Understanding of varied income arrangements

LnL Finance assists PAYG employees, professionals, FIFO workers, property investors and eligible self-employed applicants, subject to lender requirements.

Multiple property-finance pathways

The team assists with home purchases, pre-approval, refinancing, investment-property finance, home upgrades and regular rate reviews.

Clear explanations

We explain the proposed loan structure, fees, features and application requirements in plain English.

Ongoing home-loan reviews

Support can continue after settlement through regular interest-rate reviews and direct pricing requests to lenders where appropriate.

What Clients Say About LnL Finance

We recently worked with LnL Finance, initially just to assess our financial position, and then to refinance our home loan. This then led to Leandro assisting us with all of the above plus more, as we proceeded to purchase our new house and with Leandro's guidance, navigate our way through several complex financial hurdles right through to settlement. Always willing to offer advice, Leandro has a gift for explaining every step of the way with good humour and professionalism, and I would consider him the most valuable person we engaged with in this process. Willing to do house calls and come out at times that suited us, I would recommend Leandro to anyone needing a broker.

Callum Hawes

We couldn’t recommend Leandro and his team highly enough. They made what could have been a stressful and complicated process feel incredibly straightforward.
Leandro was knowledgeable, responsive and genuinely invested in getting the best outcome for us. He explained everything clearly, kept us updated throughout, and was always quick to help whenever we had questions.
The whole team were fantastic to deal with and went above and beyond to make sure everything stayed on track. We wouldn’t hesitate to recommend Leandro and his team to anyone looking for a mortgage broker.

Daniel Jessop

We honestly couldn’t have secured our home without Leandro. From start to finish, he went above and beyond for us and worked tirelessly to get everything across the line. He’s incredibly knowledgeable but also so approachable and easy to talk to, which made the whole process feel a lot less overwhelming. Nothing was ever too much trouble, and he genuinely cared about getting us the best outcome.
We felt completely supported the entire way through, and it really showed in the result. We’re so grateful for everything he did for our family.
Leandro’s assistant, Nelie, was also so helpful. Prompt, friendly and just got things done, making the whole process run smoother.
Highly, highly recommend LnL Finance.

Sarah Elson

Frequently Asked Questions

LNL Finance is located at 96 Reid Promenade, Joondalup WA 6027. Arrange an appointment before visiting so the appropriate team member is available.
LnL Finance supports clients throughout Joondalup, Perth’s northern suburbs, Greater Perth and Western Australia and wider Australia
No. Depending on the circumstances and availability, appointments may be conducted in person, by phone or by video call. We are happy to meet at a more convenient location after hours if required.
Yes. LnL Finance can help eligible first-home buyers understand potential deposit requirements, purchase costs, lender options and conditional pre-approval.
Yes. LnL Finance provides regular interest-rate reviews and can also discuss whether a broader refinancing comparison may be appropriate.
Yes. LnL Finance assists eligible clients with investment-property purchases, refinancing and equity-related lending discussions.
Yes. The team can review a documented FIFO income arrangement, including eligible base salary, overtime, allowances, bonuses or contract income. Acceptance remains subject to lender policy.
No. LnL Finance considers suitable options available through its accredited lender panel. Not every Australian lender or product is included.
No. Approval is subject to lender criteria, credit assessment, verification of information, property acceptance, valuation and individual circumstances.

Accredited Mortgage Support in Joondalup

MFAA Membership Number: 51097
Credit Representative Number: 507390
Authorised under Australian Credit Licence Number: 390261

Lending eligibility, rates, fees and approval are subject to lender criteria and individual circumstances.

Discuss Your Home Loan in Joondalup

Whether you are planning a purchase, reviewing an existing mortgage or considering an investment property, contact LNL Finance to discuss the next step.