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Local mortgage support from Joondalup

Meet LnL Finance

LnL Finance is a mortgage brokerage based in Joondalup, helping home buyers, homeowners and property investors across Perth and Western Australia understand and compare suitable lending options.

We support clients purchasing homes, refinancing mortgages, investing in property and navigating significant changes such as upsizing or relationship separation.

Our approach is based on clear explanations, careful preparation and ongoing support. We take time to understand what each client wants to achieve before considering suitable options available through our accredited lender panel.

 
 
 
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Mortgage Support for Perth Buyers, Homeowners and Investors

Every client’s circumstances and property plans are different. LNL Finance provides mortgage assistance for clients including:

  • First-home buyers

  • Buyers purchasing another home

  • Homeowners upgrading or upsizing

  • Homeowners reviewing or refinancing a mortgage

  • Property investors

  • FIFO workers

  • Professionals and higher-income earners

  • Self-employed applicants

  • Clients dealing with property and mortgage arrangements after separation

Explore Our Mortgage Services
 
 
 

Leanne de Jesus.

Leanne combines property-investment experience, an engineering background and a strong focus on process quality.

As a property investor, Leanne understands that purchasing, refinancing and managing lending decisions can involve unfamiliar information and significant financial commitments. Leanne’s engineering and construction-industry experience supports a methodical approach to documentation, processes and details.

Within LNL Finance, Leanne has contributed to developing the procedures and support systems used to help applications progress efficiently and keep clients informed throughout the lending process.

Leanne is particularly focused on ensuring clients receive reliable support and understand the information required at each stage.

 
 
 
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Leanne de Jesus.

As a real estate investor herself, Leanne understands how daunting purchasing your first home or refinancing and debt consolidating your existing one can be. Leanne has worked tirelessly, implementing strong policy and procedure within the company to ensure each and every client receives reliable support and invaluable coaching throughout their lending process.

Leanne’s degree in engineering has honed her exceptional eye for detail – nothing is ever overlooked. Her experience in the construction industry as well as in the growth of her own property portfolio makes her relatable and understanding of client’s needs. 

 
 
 
 
 
 
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Leandro de Jesus.

Leandro works closely with clients to understand their property goals and explain relevant mortgage options in clear, practical terms.

As an active property investor, Leandro has first-hand experience with purchasing and financing investment property in Western Australia. This provides useful context when assisting first-home buyers, homeowners and property investors, without replacing independent property, taxation, legal or financial advice.

Leandro supports clients with matters including home purchases, refinancing, investment-property finance and loan-structure discussions. Where appropriate, Leandro can also help clients connect with other professional advisers required during a property transaction.

 
 
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Leandro de Jesus.

If ever there was someone that made discussing finance and home loans truly an enjoyable experience, that someone is Leandro. His genuine enthusiasm to help each one of his clients succeed with their property goals is clear in every instance. Himself an active property investor, Leandro understands what it can take when it comes to starting or growing your investment portfolio. His first-hand experience in the WA property market continues to prove invaluable for his clients.

Leandro is the guy you want on your side for all things property investment. If it’s discussing home loan structure. negotiating a personalised deal with your lender or connecting you with other property professionals, he has you covered.

 
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Supported Through the Lending Process

Our brokers are supported by compliance and loan-processing resources that help coordinate documentation, lender requests and application progress.

Depending on the application, this support may include:

  • Checking that required documents have been received

  • Preparing information for lender assessment

  • Following up outstanding requirements

  • Communicating lender requests

  • Monitoring application progress

  • Coordinating relevant finance steps toward settlement

  • Keeping clients updated

The lender remains responsible for assessing and deciding each application.

 
 

How We Work With Clients

1. We begin with your circumstances

We discuss your property plans, financial position, priorities and preferred level of borrowing.

2. We review relevant lending information

We consider relevant income, expenses, liabilities, deposit, equity, property details and future plans.

3. We consider suitable options

We review suitable lending options available through our accredited lender panel.

Not every Australian lender or home-loan product is included in our panel.

4. We explain the important differences

We explain relevant rates, fees, loan features, lender requirements, structure and potential trade-offs.

5. We help manage the application

If you choose to proceed, we assist with preparing the application, communicate with the lender and help coordinate the finance process through to settlement.

6. We continue supporting the loan

After settlement, we regularly review existing clients’ home-loan interest rates and contact lenders directly where appropriate to request a pricing review.

Learn About Regular Interest Rate Reviews
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We are committed to sustaining a superior level of integrity and excellence so that our clients feel empowered to make important financial decisions through the trusted relationship of their mortgage broker in their community. This service will encourage our clients to WANT to recommend our services to their friends and family.

Mission Statement – LnL Finance

 
 

Our Values.

 
 

Integrity

We communicate openly and aim to explain both the potential advantages and limitations of available lending options.

Personal Service

We take time to understand each client’s circumstances rather than assuming one approach is suitable for everyone.

 

Quality

We use structured processes and continue developing the way applications and client communication are managed.

Appreciation

We value the trust clients place in LNL Finance and the recommendations clients make to family, friends and colleagues.

 

Clarity

We explain lending information in plain English so clients can better understand the options being considered.

Ongoing Support

We maintain contact after settlement and regularly review existing clients’ home-loan interest rates.

 
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Mortgage Brokers Based in Joondalup

LNL Finance is based at:

96 Reid Promenade

Joondalup WA 6027

We assist clients throughout:

  • Joondalup

  • Perth’s northern suburbs

  • Greater Perth

  • Regional Western Australia

  • Wider Australia

Depending on availability and client circumstances, appointments may be conducted in person, by phone or by video call.

We offer flexibility in conducting appointments after hours at a place of your choosing.

 
Contact Our Joondalup Team
Get Directions
 

Professional Credentials and Lending Disclosures

MFAA Membership Number: 51097
Credit Representative Number: 507390
Authorised under Australian Credit Licence Number: 390261

LnL Finance considers suitable lending options available through its accredited lender panel. Not every lender or home-loan product available in Australia is included. Lending eligibility, rates, fees and approval are subject to lender criteria and individual circumstances.

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What Clients Say About LnL Finance

We recently worked with LnL Finance, initially just to assess our financial position, and then to refinance our home loan. This then led to Leandro assisting us with all of the above plus more, as we proceeded to purchase our new house and with Leandro's guidance, navigate our way through several complex financial hurdles right through to settlement. Always willing to offer advice, Leandro has a gift for explaining every step of the way with good humour and professionalism, and I would consider him the most valuable person we engaged with in this process. Willing to do house calls and come out at times that suited us, I would recommend Leandro to anyone needing a broker.

Callum Hawes

We couldn’t recommend Leandro and his team highly enough. They made what could have been a stressful and complicated process feel incredibly straightforward.
Leandro was knowledgeable, responsive and genuinely invested in getting the best outcome for us. He explained everything clearly, kept us updated throughout, and was always quick to help whenever we had questions.
The whole team were fantastic to deal with and went above and beyond to make sure everything stayed on track. We wouldn’t hesitate to recommend Leandro and his team to anyone looking for a mortgage broker.

Daniel Jessop

We honestly couldn’t have secured our home without Leandro. From start to finish, he went above and beyond for us and worked tirelessly to get everything across the line. He’s incredibly knowledgeable but also so approachable and easy to talk to, which made the whole process feel a lot less overwhelming. Nothing was ever too much trouble, and he genuinely cared about getting us the best outcome.
We felt completely supported the entire way through, and it really showed in the result. We’re so grateful for everything he did for our family.
Leandro’s assistant, Nelie, was also so helpful. Prompt, friendly and just got things done, making the whole process run smoother.
Highly, highly recommend LnL Finance.

Sarah Elson

 
Read More Client Reviews
 

Frequently Asked Questions

  • LnL Finance is based at 96 Reid Promenade, Joondalup WA 6027 and supports clients across Perth, Greater Perth and Western Australia.

  • LnL Finance assists with residential home and commercial purchases, first-home buyer finance, conditional pre-approval, refinancing, investment-property lending, home upgrades, selected debt-consolidation scenarios and other eligible mortgage needs.

  • No. We consider suitable options available through our accredited lender panel. Not every Australian lender or home-loan product is included.

  • In many residential lending situations, the broker receives commission from the lender after settlement. There is no fee for the service your mortgage broker provides you, however, fees can depend on the service and circumstances offered by the lender. Any fee payable by the client should be disclosed before the client agrees to proceed.

  • Yes. LnL Finance assists clients throughout Perth, Greater Perth and Western Australia and wider Australia, subject to available meeting and communication arrangements.

  • Yes, LnL Finance can book in after hour meetings providing greater flexibility to our clients

  • Yes, LnL Finance can conduct appointments at your home or place of your choosing providing greater flexibility to our clients.

  • Yes. We can review the documented income arrangement and consider suitable lender policies available through our panel. Acceptance of base salary, allowances, overtime and bonuses remains subject to lender assessment.

  • Yes. We assist eligible clients with investment-property purchases, refinancing, equity assessments and loan-structure discussions. Independent tax, legal, financial and property advice may also be required.

  • LnL Finance remains available for ongoing mortgage support and regularly reviews existing clients’ home-loan interest rates, approaching lenders directly where appropriate.

  • No. Approval is subject to lender criteria, credit assessment, verification of information, property acceptance, valuation and individual circumstances.

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Discuss Your Property and Home Loan Plans

Whether you are preparing to buy, reviewing an existing mortgage or planning another property purchase, speak with the LnL Finance team about the next steps.

We will help you understand the information required and explain suitable lending options available through our lender panel.

Book a Home Loan Consultation
 
Call (08) 6558 1898

LnL Finance
96 Reid Promenade, Joondalup WA 6027
(08) 6558 1898
info@lnlfinance.com.au

Compliance

LnL Finance provides mortgage and credit assistance. Lending eligibility, rates, fees and approval are subject to lender criteria and individual circumstances. Where appropriate, obtain independent legal, taxation, financial or property advice.