In today’s fast-changing lending market, a rate that once felt great can become less competitive sooner than you expect. At LnL Finance, we’re here to help you take control — so you’re confident your home loan is still working for you.
Is your home loan rate still competitive? Let’s find out.
Want a smarter way to stay on top of your home loan’s competitiveness without doing all the work?
Log straight into Sherlok RateTraker.
What we offer
A thorough review of your current interest rate to check whether it stacks up against what’s available.
Clear explanation of how your rate affects your repayments and whether switching or renegotiating could save you money.
Friendly, jargon-free advice so you fully understand your options and feel comfortable with the next step.
How it works
We start with you: reviewing your current loan, repayments, lifestyle and future goals.
We compare your rate with available options across the market and from your current lender.
If we identify a better path, we’ll guide you through what it takes to switch or renegotiate with none of the stress.
And we keep an eye on things: when your rate needs reviewing again, we’ll be ready.
Why it’s worth it
Rates and offers change often, staying passive means you could be overpaying without knowing.
Small rate improvements can add up to big savings over time.
Having an expert in your corner gives you confidence and clarity.
Want a smarter way to stay on top of your home loan’s competitiveness without doing all the work? Learn about Sherlok RateTraker.
Here’s a quick overview:
You connect your home loan securely via open-banking (read-only access, full security).
RateTraker monitors your interest rate 24/7, comparing it with market benchmarks.
If your rate becomes uncompetitive, it automatically alerts your broker so action can be taken quickly.
You get peace of mind knowing your loan is being watched, and you’re not paying more than you should.
It’s like having a dedicated “rate-watchdog” for your mortgage that you don’t need to remember to check, and you won’t be caught off guard.
Keep your home loan rate competitive — automatically monitored 24/7.
Your Privacy is Our Priority
We take your privacy seriously. Sherlok RateTraker uses Consumer Data Right (CDR), also known as Open Banking, a government-regulated framework designed to ensure maximum security for your home loan data. When you connect your loan to RateTraker, we only have read-only access—allowing us to see your interest rate without the ability to make any changes or transactions.
With strict CDR compliance, industry-leading encryption, and full transparency, you’re in control of what’s shared. Your data stays safe while we help you secure the best possible deal on your home loan.
